Terms & Conditions
Last updated: January 2026
These Terms and Conditions (hereinafter "Terms") govern access to and use of the orovantez.com website, operated by Orovantez S.A.C. (hereinafter "Orovantez"), with Tax ID (RUC) 20612847593 and registered address at Av. Javier Prado Este 4200, Office 1502, Santiago de Surco, Lima 15023, Peru. By accessing and using this site, you accept these Terms in their entirety.
1. Nature of service
Orovantez is a financial education portal that offers informational materials, reference analyses, and tools designed to improve personal financial management. All published content is exclusively educational and informational in nature. Orovantez does not provide financial services, investment services, tax advisory, or intermediation of any kind. The educational materials we publish do not constitute investment advice. Any reference to returns or profitability is strictly referential and adjusted for inherent market risks.
2. Acceptable use
Access to the site is free and open. By using it, you agree to: use the content exclusively for personal and educational purposes; not reproduce, distribute, or modify the content without prior written authorization from Orovantez; not use the site for illegal activities or activities that violate the rights of third parties; provide truthful and complete information in the contact form.
3. Intellectual property
All site content, including but not limited to text, graphics, logos, images, designs, data compilations, and software, is the property of Orovantez S.A.C. or their respective owners, and is protected by Peruvian intellectual property laws, Legislative Decree No. 822 (Copyright Law), and applicable international treaties. Total or partial reproduction is prohibited without express written consent.
4. Disclaimer of liability
Orovantez does not guarantee the accuracy, completeness, timeliness, or suitability of the information published on the portal. Use of the content is at your sole risk. We are not responsible for financial, investment, or any other decisions you make based on the information provided. Exchange rate data, quotes, and statistics are purely referential and may not reflect real-time values.
5. Third-party links
Our site may contain links to websites operated by third parties. These links are provided solely for reference and convenience, and do not imply endorsement, approval, or responsibility by Orovantez regarding the content, privacy policies, or practices of such external sites.
6. Contact form
The contact form available on the site allows you to submit general inquiries to our team. Data provided through the form will be processed in accordance with our Privacy Policy. We reserve the right not to respond to messages containing offensive or discriminatory content, unsolicited advertising, or content unrelated to the portal's subject matter.
7. Modifications to these terms
Orovantez reserves the right to modify these Terms at any time without prior notice. Modifications will take effect from the moment of their publication on the website. Continued use of the site after publication of changes implies full acceptance of the updated Terms.
8. Applicable law and jurisdiction
These Terms are governed by and construed in accordance with the laws of the Republic of Peru. Any dispute or claim arising from access to or use of the site shall be subject to the exclusive jurisdiction of the competent courts of the city of Lima, Peru, with the parties expressly waiving any other forum that may apply to them.
9. Contact information
For any inquiries related to these Terms and Conditions, you may contact us at: Orovantez S.A.C., Av. Javier Prado Este 4200, Office 1502, Santiago de Surco, Lima 15023, Peru. Email: contacto@orovantez.com.